WELCOME TO WWW.MARGARETU.COM Margaret Uznanska - 905-574-4600
MARGARET UZNANSKA - Sales Representative
905-574-4600 Email MARGARET

Buyer's VIP Program


If the time has come for you to find your dream home, then I would love to help you. If you would like to be notified of all new listings in the Hamilton-Burlington area, that meet your criteria, absolutely free, as soon as they become available, then please fill out the form below. All new listings added to the MLS system that match your criteria will be emailed to you. One of them just might be your dream home!

BUYERS GET FREE SERVICE - Did you know that you don't pay a thing for the service of a Realtor when you are buying a home? Commission structure is set up in such a way that the seller of the home pays your Realtor's fees.


Step 1 - Enter Personal Information
First Name: 
Last Name: 
Email: 
Phone: 
Address 1: 
Address 2: 
Address 3: 
City: 
Country: 
State/Province: 
Zip/Postal Code: 
Step 2 - Enter Search Details
 
Price low:    CAD
Price high:    CAD
Bedrooms: 
Bathrooms: 
Half Bathrooms: 

Status: 

Types: 
Locations:   
Wish List:  Please describe below any additional desired features.
* * Maximum of 2000 characters


 

 STEPS I WILL TAKE TO FIND THE PERFECT HOME FOR YOU
  • Discuss agency relationships (who is working for who?)
  • Determine your wants and needs by asking you a series of questions
  • Educate you about the entire home purchasing process
  • Give you information on local real estate values, taxes, utility costs, services and amenities
  • Help you get pre-approved
  • Use every available method to locate properties that match your "wish list"
  • Provide you with a list of all the properties that meet your criteria
  • Stay in constant communication with you
  • View properties that interest you
  • Recommend appraisal, home inspection and contracting services
  • Negotiate the offer

 

HOW DO MARKET CONDITIONS AFFECT MY POSITION AS A BUYER?

Market ConditionCharacteristics Implications

Buyer's Market

The supply of homes on the market exceeds the demand.

High inventory of homes. Few buyers compared to availability. Homes are on the market longer. Prices tend to drop.

More time to look for a home. More negotiating leverage.

Seller's Market

There are more buyers looking to buy a home than there are homes on the market.

Smaller inventory of homes. Many buyers. Homes sell quickly. Prices usually increase.

May have to pay more and make decisions quickly. Conditional offers may be rejected.

Balanced Market

The number of homes on the market is equal to the number of buyers.

Sellers accept reasonable offers. Homes sell within an acceptable time period. Prices are generally stable.

More relaxed atmosphere. Reasonable number of homes to choose from.

LAND TRANSFER TAX

Purchasers in most large Canadian centres can add Land Transfer Taxes to their list of closing costs. Land Transfer Taxes, levied on properties changing hands, are the responsibility of the purchaser. Depending on where you live, the taxes can range from 0.5% to 2% of the total value of the property.

Land Transfer Tax in Ontario
Up to $55,000 X 0.5% of total property value
From $55,000 to $250,000 X 1% of total property value
From $250,000 to $400,000 X 1.5% of total property value
From $400,000 up X 2% of total property value

Use the Land Transfer Tax Calculator  to estimate the land transfer tax for your new property.